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A smart lock and your insurance

Published on October 10, 2026

A smart lock changes how you open your door. It does not change what your insurer expects from your lock. Find this out before you order.

Read your policy

Many home contents policies set requirements for locks. In the Netherlands insurers often ask for a star-rated quality mark; other countries have other standards. Your policy conditions say which requirement applies to you.

Ask your insurer

Send your insurer a short question: which quality mark does my cylinder need, and does that also apply to an electronic cylinder? Ask for the answer by email, so you have it in writing.

What we say about it

The quality marks of each Lunvik product are listed in the specifications on its product page. We only mention what we can back up with a certificate.

Keep the log

After a break-in, an insurer may ask how someone got in. The log in the Lunvik app shows when the door was opened and by whom. Keep that overview if anything happens.